WHY EX NOIR® Financials offers same-day business loans for companies in construction, health, retail, and more \u2014 and all you need is four months of bank statements. <\/em>Get in touch with our team<\/em><\/a> for a tailored quote based on your business needs.<\/em><\/p>\n WHY EX NOIR® Financials<\/strong><\/a> has over 15 years of experience helping businesses of all sizes secure same-day financing to cover a variety of needs, including paying for leases, purchasing stock or new equipment, covering payroll gaps<\/a>, bidding on a new job, and more.<\/p>\n From the moment you apply, our team will guide and support you through the entire process and answer any questions you may have.<\/p>\n We\u2019ve helped companies in many different industries, including:<\/p>\n We offer multiple financing options tailored to your business type, loan amount, and credit history. Most importantly, we can close in just a matter of hours.<\/strong><\/p>\n To qualify, companies must:<\/p>\n Our application process for same-day business funding is simple:<\/strong><\/p>\n When applying for revenue-based financing, you have two options: work with a broker or apply directly to a lender. While applying directly may seem easier, it comes with key downsides:<\/p>\n This is where EX NOIR® Financials helps. As a broker with strong ties to premium business lenders, you only need to submit one application, and we use our expertise to shop around and find lenders offering you the best APR.<\/strong><\/p>\n Plus, since we bring a significant volume of deals to our lending partners, they often prioritize our applications \u2014 some even have underwriters dedicated to our applications.<\/strong> That means businesses applying through EX NOIR® Financials typically close faster than if they applied directly to a lender.<\/p>\n Not only do we connect you with multiple lenders, but we also offer a range of financing options:<\/p>\n Here are a few Trustpilot reviews<\/a> from our clients:<\/p>\n Check out our case studies page<\/strong><\/a> to learn more about our clients\u2019 experiences:<\/p>\n We\u2019re confident we can offer the best deals for your business, but if you want to explore other same-day lenders, here are some alternatives:<\/p>\n Fora Financial<\/a> is a direct lender offering small business loans, revenue advances, term loans, and lines of credit. Loan amounts go up to $1.5 million, with credit lines ranging from $5,000 to $100,000.<\/p>\n To qualify, businesses need a minimum credit score of 570, at least $240,000 in annual revenue, and six months in operation.<\/p>\n Fora Financial specializes in short-term loans of up to 18 months, with funds typically delivered within 24 to 72 hours of approval.<\/p>\n Bluevine<\/a> is a direct lender offering business lines of credit up to $250,000, repayable within 6 to 12 months. They also broker term loans and small business loans up to $500,000 through a network of lending partners.<\/p>\n To qualify for a credit line, you need at least 12 months in business, a credit score of 625, and monthly revenue over $10,000. Bluevine\u2019s online application delivers a decision in minutes, with funds available within hours \u2014 though transfers can take up to three business days. Eligibility for term loans or small business loans varies by lender.<\/p>\n Bluevine supports most businesses but excludes car dealers, firearms, gambling, and political campaigns.<\/p>\n Headway Capital<\/a> is a direct lender offering business lines of credit, cash advances, term loans, and small business loans up to $100,000. They provide small business financing options to a wide variety of businesses, including construction, real estate, accommodation, health and legal services.<\/p>\n To qualify for a loan, Headway requires a minimum of 12 months in business and $50,000 in annual revenue. The application and approval process is straightforward, with credit line eligibility determined in minutes. Once approved, funds are typically available by the next business day.<\/p>\n iBusiness Funding<\/a> \u2014 formerly Funding Circle \u2014 is a broker offering small business loans, term loans, and government-backed USDA loans. Maximum loan amounts vary by product.<\/p>\n To qualify, businesses need a credit score of 640 or higher, 24 months in business, and at least $50,000 in annual revenue. These loans aren\u2019t available to nonprofits, weapons manufacturers, or gambling businesses.<\/p>\n The application process can be more cumbersome than with other online lenders listed here, requiring basic company information, two years of tax returns, and six months of business bank statements. iBusiness Funding also requires a lien on business assets, which may include equipment, vehicles, or inventory.<\/p>\n Fundbox<\/a> is a broker offering business loans and lines of credit to entrepreneurs who need quick funding.<\/p>\n To qualify, businesses need a credit score of 600 or higher, at least three months in business, and a minimum annual revenue of $30,000. Repayment is weekly<\/em>, with loans due in 12 or 24 weeks. The application process is entirely online, and funds can be available as soon as the next business day.<\/p>\n Fundbox integrates its financial products with popular business platforms, including accounting software like QuickBooks, FreshBooks, and Xero.<\/p>\n OnDeck<\/a> is a direct lender offering short-term loans and lines of credit, with funding available as quickly as the same day.<\/p>\n To qualify, businesses need a minimum credit score of 625, at least 12 months in business, and a minimum annual revenue of $100,000. Businesses can get short-term loans up to $250,000 and lines of credit up to $100,000, with a repayment schedule of 18 or 24 months.<\/p>\n The online application takes just a few minutes and requires only 3 months of bank statements.<\/p>\n OnDeck works with various businesses, including restaurants, auto repair shops, healthcare professionals, contractors, and other service providers.<\/p>\n National Funding<\/a> is an online direct lender offering loans up to $500,000, including short-term business loans, working capital loans, invoice factoring, and equipment financing and leasing. They also provide loans tailored for small businesses owned by minorities, veterans, and women.<\/p>\n They serve multiple industries, including agriculture, landscaping, real estate, and restaurants.<\/p>\n The application process is simple and offers fast funding. To qualify, businesses need a credit score of at least 670, six months in business, and $250,000 in annual revenue.<\/p>\n Clarify Capital<\/a> is a broker offering loans up to $5 million from a range of lenders. Their financing options include term loans, business credit cards, SBA loans, cash advances, and equipment financing.<\/p>\n To qualify, businesses need a credit score of 500 or higher, at least six months in business, and $120,000 in annual revenue \u2014 making Clarify Capital a solid choice for businesses with bad credit.<\/p>\n The application process is typically fast, with funds available within 24\u201348 hours. They serve a variety of industries, including automotive, construction, manufacturing, retail, and technology.<\/p>\n Lendio<\/a> operates as a broker connecting small business owners to a network of over 75 lenders, offering financing options like business acquisition loans, startup loans, and equipment financing solutions. They serve industries including construction, healthcare, and retail.<\/p>\n Eligibility requirements include a U.S.-based business operating for at least six months, a minimum credit score of 600, and monthly revenue of $8,000 or more.<\/p>\n Loan amounts can reach up to $2 million, disbursed directly into your business checking account, with typical repayment terms of 6\u201312 months.<\/p>\nSame-Day Financing with EX NOIR® Financials: All You Need is Four Months of Bank Statements<\/h2>\n
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We Use Our Industry Expertise to Shop Around and Find the Best Deals For You<\/h3>\n
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We Offer Different Types of Same-Day Financing Products<\/h3>\n
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What Clients Say About Our Closing Times and Funding Options<\/h3>\n
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<\/a><\/p>\n10 Alternatives for Same-Day Funding Business Loans<\/h2>\n
1. Fora Financial<\/h3>\n
![\"Fora](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/fora-financial-homepage.jpg\")
<\/p>\n2. Bluevine<\/h3>\n
![\"Bluevine](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/bluevine-homepage.jpg\")
<\/p>\n3. Headway Capital<\/h3>\n
![\"Headway](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/headway-capital-homepage.jpg\")
<\/p>\n4. iBusiness Funding<\/h3>\n
![\"iBusiness](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/ibusiness-funding-homepage.jpg\")
<\/p>\n5. Fundbox<\/h3>\n
![\"Fundbox](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/fundbox-homepage.jpg\")
<\/p>\n6. OnDeck<\/h3>\n
![\"OnDeck](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/ondeck-homepage.png\")
<\/p>\n7. National Funding<\/h3>\n
![\"National](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/national-funding-homepage.jpg\")
<\/p>\n8. Clarify Capital<\/h3>\n
![\"Clarify](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/07\/clarify-capital-homepage-scaled.png\")
<\/p>\n9. Lendio<\/h3>\n
![\"Lendio](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/06\/lendio-homepage.jpg\")
<\/p>\n10. Credibly<\/h3>\n
![\"Credibly](\"https:\/\/exnoir.site\/wp-content\/uploads\/2025\/06\/credibly-homepage.png\")
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